UPDATE: Christie Predicts FEMA Will Scale Back Flood Maps
Governor provides update on rebuilding, with focus on flood maps and Blue Acres buyout, and plenty of anecdotes
Gov. Chris Christie predicted the Federal Emergency Management Agency will scale back tough new flood maps it issued last December, according to news reports.
Those maps place many more properties in flood zones, requiring many of them to be elevated if their owners don't want to see flood insurance rates soar, according to reports.
The initial FEMA flood maps, which could create thousands more in insurance premiums and have residents raising their houses feet off the ground, are "too aggressive," said Gov. Christie at Thursday's town hall meeting.
He was addressing a packed crowd of officials and residents in the Hurricane Sandy damaged town of Manasquan, and Christie returned to the complicated and controversial topic of what would happen with flood maps and how to rebuild the Jersey Shore.
"This initial map has been too aggressive," said Christie, referring to areas of land and the suggested heights property in those zones would be raised.
Christie's town hall event filled Manasquan High School, as the governor pushed for the adoption of "fair" base flood elevation maps in place of those adopted this winter.
As many towns and freeholders contest FEMA's current maps, the governor opened today's town hall with comments on the push to create a safer New Jersey, one where waterfront communities wouldn't face catastrophic damage like that seen after Hurricane Sandy.
"We'll have a continued fight to get the fairest flood maps in place," Christie said.
But balancing that with maps that make sense is a priority, Christie told a receptive crowd, a crowd that laughed at his personal anecdotes and applauded his comments of resolve.
After an opening speech focusing on Hurricane Sandy rebuilding in the long term, and some shared anecdotes about his mother in law, Gov. Christie began to take audience questions at the town hall today in Manasquan.
Those audience questions were dominated by personal issues locals faced in trying to navigate post-Hurricane Sandy life. Residents from Bayville, Mantoloking, Brielle, and Manasquan asked "What do I do?" and shared their specific issues, looking to the governor for help.
In many cases, he answered with the specific names of cabinet members and departments that could help — the Department of Banking and Insurance, or the governor's Office of Constituent Services, for example.
For other answers, the governor gave his stance on the importance of dunes, and having them in place regardless of the "view."
Along the shore in places such as Long Beach Island and barrier island Toms River, some homeowners are disputing easements to build dunes.
"I’m not taking the property, but I’m not going to react kindly to people who complain about losing their view," he said of the dune easement issue. "We give up some of our own freedoms to make things better for society, I don’t think views of the ocean should be constitutionally excluded from that."
The governor closed with emphasis that the Jersey Shore will be open for summer 2013, maybe not just as it was, but with a show of heart.
"For many places in our state it will never be the same, but it could be better than before," he said.
bernie
5:29 pm on Thursday, March 21, 2013
he probably should have thought about that before agreeing to adopt them !
TerrySullivan
5:32 am on Friday, March 22, 2013
Hes a Lawyer all his friends are lawyers, Its not hard to figure out he has made a lot of work for his buddys he knew what he was doing!
GB Shore
9:43 am on Friday, March 22, 2013
He had no choice...funds from the Feds to help with rebuilding would not be released unless this was agreed to. He had one hand tied behind his back and a gun to his head. Know what you are talking about before you speak.
Eric Sauder
2:56 pm on Friday, March 22, 2013
Exactly.
foggyworld
11:43 am on Sunday, March 24, 2013
GB Shore - Cuomo and the other involved governors are active participants in the rebuilding of their Sandy damaged areas. They did NOT roll over to Fema and yet those states are getting money we on the ground don't see in NJ.
Local4Life
5:51 pm on Thursday, March 21, 2013
2 faced politican, they all are. Now they are too aggressive, did he read them when he signed them into law? Did he think about what he was doing? He could have joined the fight from the beginning, but getting the cash cow back into the ring was more important than his constituents.
paulie
6:12 pm on Thursday, March 21, 2013
@Local4Life - Please google "idiot" - I am sure your picture will pop up.
George
8:43 am on Friday, March 22, 2013
Exactly right, Local4Life. His priority has been boardwalks, not homes. Tens of thousands can't afford FEMA's extra-high elevation mandates and exorbitant annual premiums ($50,000 to $150,000 per home and as much as $30,000 per year, forever) based on erroneous maps and zones. There will be mass abandonments and foreclosures along the Shore.
Get the facts, get answers to your questions, Sunday 12 noon to 2 PM at the Brick Munic. Bldg. (all towns' residents welcome), 401 Chambersbridge Rd.
Mayor and others will speak about the hardships caused by the misguided 2012 Biggert-Waters Act that empowers FEMA to bail out its Katrina debt with OUR money. Congress must amend it. Together, our voices will be heard from Trenton to Washington!
= StopFemaNow.com = Facebook.com/StopFemaNow =
Bring a friend to the meeting Sunday. "We're mad and we're not going to take it any more!"
foggyworld
11:41 am on Sunday, March 24, 2013
The Governor signed a blank check that relieved him of any responsibility and as a result he is now a non-player in the destiny of the NJ Shore. He ought to be treated accordingly. He has thrown the middle class to the lions at FEMA.
charlotte
5:57 pm on Thursday, March 21, 2013
"In the long term", perhaps to benefit many of the investors bottom feeding at the expense of already over taxed, distressed homeowners. Insurance companies are low balling, there is much uncertainty about building requirements, and many families are homeless.
How about some immediate short term aid to bridge the gap for the Jersey Shores middle class families. Sick of the political double speak and what I would describe as "insider trading" of the politically connected.
foggyworld
7:21 pm on Thursday, March 21, 2013
I don't think the Governor or those lower on the political totem pole give a damn for the middle class. We are at the point now where our town fathers are weighing the benefits of going along with the Fema plan to push the middle class out versus the Blue Acres proposal. If the Fema plan wins, we for the most part will be forced out and those on high believe we will be replaced by the wealthier who will provide skinny McMansions that will throw off higher taxes. So they are weighing the benefit of getting rid of the middle class that way versus taking money from the Blue Acres program that would give towns money and the residents who will be forced out will get only a token payment for the loss of their homes.
It's evil.
No politician in sight truly wants the middle class to stick around. We no longer can handle much more taxation so we have become disposable. That's the painful, hard truth of what is now so obvious to most.
T-Bone 1
12:08 pm on Friday, March 22, 2013
You are so true in stating that there is conflicting information generated by all parties overseeing the rebuild effort of homeowners with no light at the end of the tunnel. The working class (middle class) always has to carry the weight of the higher and lower income classes because that's just the way it is and if we think that they are going out of their way to help us we are living in a pipe dream.
Save Our Communities 2013
6:40 pm on Thursday, March 21, 2013
What will be his excuse after he takes the money that was suppose to go to Sandy victims and rather diverts it to State pet projects that never saw a dime of losses due to Sandy? 48% of the CDBG NJ plan can go to other areas around the State that had 0 Sandy damage. When Congress reluctantly approved the $60 billion bill, they were reluctant to do so because they did not trust the money was going to go to Sandy affected homeowners and small businesses. Of the $5.4 billion coming to NJ of which the first $1.829 billion is being released, the governor's plan which he is submitting to HUD for approval after a whopping 7 day comment period that no one knew about, 48% of all the CDBG proceeds (almost $900 million) can go to other than folks who experienced Sandy damage..no ifs, ands, or buts. Unless the governor changes the plan, it looks like the nay sayers in Congress were correct in that a substantial amount of the money is going where it was not intended (to offset State programs for which the governor does not want to fund through the normal budget process but rather from the money that congress said to give to the people & small businesses directly affected by Sandy).
https://www.facebook.com/SaveOurNJCommunities?fref=ts
bernie
7:09 pm on Thursday, March 21, 2013
please reach out via email to saveourcommunity2013@gmail.com and request to be added to our email list which will keep you in the loop of the local on goings as well as any meetings in which to be attended to !
foggyworld
9:37 am on Friday, March 22, 2013
Could someone research the sunshine laws in NJ as well as the citizens right to see all of the paperwork and minutes of meetings. Then we need to start tracking every single penny.
We also need a list of the very few people who will be granted variances from the rules smacked down on most. And politicians and civil servants who own property in places given variances must be publicized.
Mary Chase
11:37 am on Friday, March 22, 2013
What you say may be true, but it's business as usual and no different from any other legislation ever passed, including relief packages for other disasters.
Local4Life
6:48 pm on Thursday, March 21, 2013
@paulie, all I got was a bio on paulie shore, is that u?
He physically signed into law the fema preliminary flood maps, toms river had to adopt them or risk losing all fema money. Now he says they are too aggressive, most likely due to all our backlash, what have I said that's wrong?
foggyworld
7:09 pm on Thursday, March 21, 2013
Why in God's name are we in NJ sending $1.68 and only getting in return $1.00 most of which comes back in grant form that goes to Christie, the counties, and the politicians in town. Do you realize the overhead attached to this system that is so damaging to NJ? And what happens way too often is the citizens are excluded from discussions about where the distribution of our meager return from the feds take place.
Government really doesn't need all of these federal agencies that almost always overspend & underperform. We have state agencies that deal with epa matters & schools & transportation & you name it. Now either the state should move aside because in fact the feds are calling all the shots or we should as a nation demand that those millions of civil "servants" who are overpaid and not that productive lose their jobs. We can't afford them any longer.
Why should a local principal have to tow the line for the county, State and Federal bureaucrats. There isn't a profitable business in the world that runs with layers and layers of administrators who are miles away from the areas in need of attention.
So right now, Governor, what are you going to do to stop Fema's madness? You personally are sending this State right down the tube. And a boardwalk in the middle of a war zone isn't something you ought to be spending our money to advertise. It like so many other plans will backfire &we who pay for this stuff will never really know where the money ends up.
charlotte
8:35 pm on Thursday, March 21, 2013
The billions that are coming to NJ are not helping those affected. The money is targeted to low income (with probably huge administrative fees) that only includes some renters. The rest of the money is for development with limited gap grants given at the discretion of the townships. The only help that has been offered to the middle class shore communities have been from volunteers.
Lenny
8:52 pm on Thursday, March 21, 2013
This State is in bad shape...It lost its pride with all the loser leaders and those in charge. I can't wait until I am able to get the heck out. The Department of Banking and Insurance is a joke like everything else in this state.
Dave Sikorski
8:57 pm on Thursday, March 21, 2013
People make choices all the time. Still, people like to blame the Government when they make a bad choice. If you choose to take a risk, please don't blame anyone other than yourself if the consequences are less than ideal. You can still choose to rebuild or not, raise or not, pay for insurance or not. As a tax payer, I am not a big fan of paying for someone elses risky choice gone bad. I chose to live near the water and I bought flood insurance to protect myself, even though many people said I didnt need it. Many people chose to buy homes near the water and also chose not to buy flood insurance, why should I pay for their choices? The sea level is rising, that is a scientific fact. The homes along the shore are in more danger than they were decades ago. There will be more storms and more flooding. Something has to be done to protect all involved, the home owners, the insurance companies, the Government and the taxpayers. Not everyone will like the outcome.
ChiefWahoo
9:07 pm on Thursday, March 21, 2013
if what you say is true, then it sounds like the property assesments and thus property taxes need to go WAY DOWN for property by the water !!!
charlotte
9:33 pm on Thursday, March 21, 2013
I don't believe that you are a water front property owner with flood insurance. If you truly were you would know that we have been paying for years and after waiting more than 4 months have chance of getting a fraction of the cost in replacement. The people that self insured were the smart ones. In addition to exorbitant insurance premiums we have paid well more than our share of taxes.
You sir are a pretender.
proud
2:20 am on Friday, March 22, 2013
@Dave Sikorski, I agree with the following summation by you that the government has made BAD choices and doesn't want to pay for them ,nor do I want you to. Like it or not,we will both have to unless amendments are made:
"Still, people like to blame the Government when they make a bad choice. If you choose to take a risk, please don't blame anyone other than yourself if the consequences are less than ideal."
foggyworld
7:42 am on Friday, March 22, 2013
It's not a question of blaming the government for the heck of it. We have before us a bunch of representatives that are just not representing We the People and in fact by their ineptitude or because of personal agendas, seem to be intentionally voting with only themselves in mind.
Stuff happens and it doesn't need our representatives making it impossible at every turn for people to repair, rebuild and return. There is a taint of corruption wafting in the air and that is what people are rightfully concerned about.
foggyworld
8:21 am on Friday, March 22, 2013
Are you a weatherman? I live in the Good Luck Point area which until Sandy had houses built here in 1934. This sort of Franken storm is certainly not the norm and with the 25' sand dunes put in place and maintained we most likely would not have seen the flooding we did in the Back Bay.
Reasonable additions to our chronically tailored cheap building codes demanded by the campaign donor builders will change and should over a reasonable period of time strengthen this area.
We seem to be at the end of a cycle of solar flares and once the Bay is dredged we just could be looking at a more peaceful period. But yes, the dunes and the Bay need and never have received proper maintenance and maybe now they will.
I don't think you have paid for my house which came through dry and should a fire break out in your home, I am more than willing to see you get all the help you need because I view you as a neighbor. And I am sure you have homeowner's insurance and I have that and flood insurance as well and I'm sure my taxes are higher than yours and will be forever. There is a thing called kicking people when they are down and you are doing just that, sadly.
DDJA
8:42 am on Friday, March 22, 2013
Our government gives away billions of dollars every year to other countries (some of whom can't stand America). Having said that, this government should be able to finance and build an infrastructure to prevent or minimize flooding in certain areas. Elevating homes will NOT eliminate the problem. Flooding will still exist and migrate. Elevating homes will only reduce FEMA funding in the next storm 25 years from now. Flooding doesn't ONLY impact homeowners in select areas....It impacts other infrastructures. Our government should be focusing on long term strategies and FEMA should NOT be looking to line their pockets from NJ middle class people who have worked for many years to sustain what they own. It would truly be a CRIME for this government and State to force people to foot the bill to accommodate proposed flood zones. People WILL bail and property values along the coast WILL plummet if these zones go through. And, as I've said before, this will have a trickle affect on many people who are "safe" from these proposed flood zones....watch.
Rachel
9:17 am on Friday, March 22, 2013
Dave, I'm behind you on this one. You do know that you paid for Katrina, right !
We also paid for the 2009 flood in Atlanta, GA. Not as bad as SSS but everything under water. Check the internet.
Chief, taxes and assesments will go down. Ours did. The town engineer was at our home twice and recommended a 30% drop in our taxes. We saw the p/w. But as soon as you rebuild, everything will go back up.
re-tired
10:05 pm on Thursday, March 21, 2013
I hope the govs change of heart is genuine ,the few homeowners who are building to the new fema heights are very ugly houses with 25 steps up to the building ; pretty impractical and much too expensive ! On the other hand if he had to live in one he would shed a few pounds unless a helicopter picked him up !
foggyworld
7:52 am on Friday, March 22, 2013
This Governor has the knack of telling audiences what they want to hear .... and then leaving and doing just the opposite.
He gave FEMA powers that none of the other Governors involved did and he did it, it would seem, to have more time to work on his two upcoming political campaigns. And by dumping his power and more importantly his responsibilities onto FEMA, he set them up to be the fall guy.
Now where was the Governor's mind when he opted out personally and left all of us in the hands of a proven, failed federal government agency. They are unable to help people anywhere in this land because they are stuffed with employees and contractors who are not the best and the brightest and are given pounds of paper rules so they who are in the field have zip authority to adjust the obvious errors in their rulebook. We would have been better off without them and it is time to question why we have to send our tax money to a monster sized federal government that trickles it back via a corrupt political chain that turns a full tap into drips that arrive at the feet of those in need.
This is truly government without representation.
Julie G
11:11 am on Friday, March 22, 2013
The Outer Banks of NC has had no problem building BEAUTIFUL homes up on pilings, with second and third story living for decades. Perhaps those rebuilding should be looking up NC architects. Yes, the stairs are a workout, but they also have things called 'elevators' and stair tamers (that you can use to haul items to the upper floors right from outside). http://www.florezandflorez.com/
DDJA
9:23 am on Saturday, March 23, 2013
JulieG....you don't seem to get it.....It is the overall cost of having to elevate (and still have to pay flood insurance) that is the key issue here. Many people would be financially ruined or severely impacted....the middle class!! It is an astronomical cost to elevate homes. It also involves plumbing, electric, masonry work, etc. You make it sound so easy; perhaps your financial status is conducive for such expenses, however, for most of us, it is NOT.
varano fan
1:32 am on Friday, March 22, 2013
I agree with prior comments the Ashbritt scandal is influence peddling. How can it not be Gilmore bought Amato's election, and was his boss at board of elections? Even worse he got paid back with township attorney! FEDS come to OC please! Now he votes for this FEMA plan with Gilmore as township attorney. Something doesn't add up right!
foggyworld
8:06 am on Friday, March 22, 2013
Varano fan --
Could you explain to us just how Gilmore bought Amato's election? And does Mr. Gilmore reside in Berkeley township? That's important because NJ State law says town attorneys should live in the town they represent and this area has a track record of never hiring a local and reaching out instead for politically connected men who have politically connected law firms out of town. Varano did the very same thing and Shehan also represented other near by towns which could easily have put him in a conflict of interest situation.
And is Gilmore representing only Berkeley township or is he representing other communities as well? And is he collecting money for any other party in the Ashbritt rip off?
The NJ law needs to be enforced and the politicians in a one party town should never be allowed to weasel out of the law. Maybe it's time to start focusing on the representation we are getting. Is it possible to recall politicians?
And maybe we should start asking ourselves as voters how much money we are willing to pay a town attorney.
Martin
8:52 am on Friday, March 22, 2013
Read the facts about FEMA's overkill house-raising heights, actuarially excessive insurance costs and incorrectly mapped flood zones at Facebook.com/StopFemaNow. (Please "like" it so we can show Congress that tens of thousands are facing unnecessary hardships.)
Go to Sunday's protest rally and info session at noon in the Brick municipal building. FEMA has damaged the Shore more than Sandy did!
Squandered Youth
9:42 am on Friday, March 22, 2013
Reagan once said "trust but verify." The Governor says the new maps will be replaced by fair ones. Good. Let's agree on what a "fair" end result is, and hold the Governor - and our representatives in Congress- to it.
To be fair, at this stage all the Governor can say is the final elevations will be lower, he can't answer the important questions: "how low?" and "where?" By itself, saying "they'll be lower" doesn't help us, since FEMA essentially said this from the start. The risk is FEMA can turn map revisions into a game of divide and conquer. Rolling back the V zones might quiet some, but leave the people hurt by A zone elevations in a lurch. Or vice versa.
We also can't let map talk distract from the bottom line: PREMIUMS. If FEMA now plans to increase premiums $2500 a foot of BFE, getting elevation increases cut in half on the final map does nothing if FEMA then increases premiums by $5000 a foot of BFE.
This is why I wanted to hear the Governor address the end result by declaring that flood insurance premiums as high as property taxes are an absurdity that has to be rejected out of hand, and that the State won't tolerate a process that produces premiums that force mass elevation of homes not substantially damaged by Sandy. I wasn't at the town hall, but from what I hear the Governor isn't there yet.
I like him. I trust him. But let's get agreement on an acceptable end result we can verify.
butch cassidy
10:38 am on Friday, March 22, 2013
i have to believe in something so will wait til dredging done and see and hope the zones will change
GB Shore
9:47 am on Friday, March 22, 2013
How about many of you folks bitching start to take the fight to where it belongs...WASHINGTON. That is where all this emanates from. Bashing Christie is BS. FEMA makes the maps....FEMA and NFIP adminsiter the Flood Program....they are the ones who were not properly funding and ensuring that premiums being paid were in alignment with the associated risks.....I am affected by the storm, but some of the comments on here are just plain wrong. Finally, this talk of $30k premiums is NONSENSE. No one knows because the carriers do not have any rates to apply them against. Take a deep breath and stop the name calling and start going after the folks in Washington who run the program...THEY are the ones, not our Governor. Jeez....
Sue
10:21 am on Friday, March 22, 2013
Wrong! The governor is an accessory to the crime FEMA is perpetrating. His knee-jerk adoption of the erroneous maps and zones has left us wondering how (and if -- and if we can afford to) to rebuild -- 5 months after Sandy.
Congress must fix the 2012 Biggert-Waters Act that empowers FEMA to bail out its Katrina debt with OUR money. Most of us can't afford $50,000 to $150,000 to elevate homes or pay as much as $30,000 a year for insurance. It won't happen!
What will happen is mass abandonments and foreclosures, and the rest of NJ will pay more taxes to compensate for them.
Confused? Angry? Feeling hopeless? Come to the info session and protest rally SUNDAY, March 24th, 12 noon to 2 PM, Brick Municipal Building, 401 Chambersbridge Rd. All towns' property owners are welcome.
Get the facts at StopFemaNow.com and Facebook.com/StopFemaNow (Please "like" what you read.) Save our Shore homes and communities!
Squandered Youth
10:37 am on Friday, March 22, 2013
I totally agree the problem has to be solved in Washington, but who is Congress and FEMA going to listen to more: two guys with pseudonyms on a shore newspaper website or Governor Grizzly Bear? Having the Governor out front against the maps, rather than quietly backing them by adopting them as a NJ standard, sends a real important message, but we need our Senators and Representatives to start and keep beating the same drum.
And the $30k premiums, while nonsense in one sense, are, sadly, real. FEMA has published the rates. A single-story slab home in a V zone at -5 BFE will pay $30k. While this is an extreme case, the average shore owner of a house that was built at the BFE at the time it was built can now expect premiums that approximate their property taxes, which, if not $30k, is enough to do the damage everyone is afraid of.
The crisis is real. While it is a little unfair to dump the flak on the Governor so he'll unload it on Washington, that's how the process works. That's part of the job, and the Governor understands this. It's why he has town halls.
DDJA
9:25 am on Saturday, March 23, 2013
GB Shore....why don't YOU help in starting it. You seem quite ambitious. Jeeez.....
GB Shore
1:00 pm on Saturday, March 23, 2013
@DDJA I already have. I understand that people are tired and frustrated. What makes no sense to me is their bashing of the Governor when the real problem lays in Washington. I am tired of folks just lashing out without facts...some, not all. A lot of the comments are false, erroneous and misguided. Also, there's no place for personal attacks on the Governor. That is childish. So if you don't like my commentary, I'd say it was a comment like the others in that you have NO IDEA what I have already done. So if you also want to make stupid comments, channel that and join those of us are are taking the fight to Washington. So, what have YOU done? See? I ask, I don't make an assumption like you did. Jeez is right...
richard Beem
9:50 am on Friday, March 22, 2013
People are doing a lot of complaining. Living on the water by the shore was a luxury. It was second and third homes that owners could afford to lose. Now it is different. The shore and watershed in Ocean and Monmouth counties was overdeveloped. Bungalows were turned into giant 3000sf boxes on 50x100 lots. At the risk of sounding elitest, if you can not afford to rebuild, raise your home, or pay the new flood insurance premiums, you need to move. If that produces massive abandonments, so be it. That is the cost of doing business. This mindset of getting taxpayer bailouts for your personal problems has to stop.
Squandered Youth
10:20 am on Friday, March 22, 2013
We're trying to avoid the NEED for a bailout. The house-raising expenses people are looking for relief from are not to avoid floods, but flood insurance premiums. We'd MUCH rather have sensible maps and premiums and adequate dunes than $50K bailouts. That's what StopFEMANow and SaveOurCommunity2013 are all about.
Biggert-Waters maps and Katrina bail-out produces 500%+ premium increases. At least at the Jersey shore, pre-B-W actuarial premiums pretty much did cover our risks AND the subsidies for pre-FIRM homes, and Sandy proves this. Sandy was worse than the 100 year bench mark used to set premiums. The average Sandy claim is under $50k. A $1500 pre-BW map premium (and many were paying more than that) would cover TWO Sandys in 67 years. We were paying our way. An $8000 premium pays for two 100 year events every 12 years. That's paying SOMEONE ELSE'S way.
A heavy-handed application of a flawed statute has produced game-changing sized premium increases not rooted in reality that fundamentally change assumptions on which individuals made family investments and that collectively threaten communities. OF COURSE we are going to complain. And have every right to.
Sue
10:27 am on Friday, March 22, 2013
Give up your house, Richard Beem, so a homeless flood victim can live in it. That's "the cost of doing business" as you so glibly say.
Our homes were approved by towns years ago, and we've paid mortgages and insurance premiums for years. They're mostly modest bungalows and middle-class houses, not oceanfront mansions.
FEMA decimated our property values with its bureaucracy-gone-wild scheme. It did more damage to the Shore than Sandy did. Christie is waking up to the hard reality of what it will do to the state's economy. It's time to fix that insane bail-out law. It's time to StopFemaNow(.com)
Cartman
8:44 pm on Friday, March 22, 2013
So true.
Barbara
9:59 am on Friday, March 22, 2013
So...back to square one...they will flood out again, and then what...more aid?...this is turning into a joke....swept under the wet rug...
Ortley Fulltimer
12:51 pm on Friday, March 22, 2013
This may or may not happen again. Nobody really knows for sure. Don't get caught up with all the global warming voo-doo. Remember in the 70's they were predicting global cooling and there was going to be another ice age. What happened with that? Logical decisions need to be made. Where do you want people to move to? Tornado alley, flood prone North Dakota, earthquake California? Every place has something sometime. The news media loves to scare people to death.
Cartman
7:51 pm on Friday, March 22, 2013
It will never end Barbara.
JOSEPH A. BREEN
10:25 am on Friday, March 22, 2013
THE BIGGERT-WATERS ACT MAY BE SIMPLE BUT IT IS CRUEL AND UNIMAGINATIVE. ANYONE CAN JUST RAISE THE RATES BUT HOW ABOUT SOME REFORM? WHY MUST WE CARRY FAR MORE FLOOD INSURANCE THAN THE BALANCE ON OUR MORTGAGE? LET'S SHOW SOME INGENUITY AND COMPASSION AND OFFER HOMEOWNERS THE OPTION TO ASSUME MORE OF THE RISK.
Spooner
7:22 pm on Friday, March 22, 2013
I'll say it again: the Waters-Biggert Flood Act was the first salvo toward "deficit reduction" That's why the Tea Party Republicans supported and voted for it. . .
carol jones
11:46 am on Friday, March 22, 2013
Lousiana still hasn't finalized their maps I'm sure NJ will be equally slow, I'd like my entire house to be out of the "V" zone not just the front 1/2
Mary Lometti Bendik
12:58 pm on Friday, March 22, 2013
Why doesn't Christie rescind his Executive Order??
Cartman
7:53 pm on Friday, March 22, 2013
He would look like a fool.
varano fan
2:49 pm on Friday, March 22, 2013
@Foggyworld. According to contribution reports Gilmore and his friends financed Amato for mayor. Gilmore gets all his law contracts this way, and power to influence kick backs like Ashbritt. Gilmore is of interest to the feds for sure.
James W. Avery
2:49 pm on Friday, March 22, 2013
Jim A. SLHts. The bottom line no one can escape the antics our elected official will support, after in office. No where can we go to avoid this. I love this area, I am unemployye for years due to my industry colapsing. I have bottomed and asked for help, to be productive. Well, it's just time to go to another state or union. There are more tax friendly states where good folks can go and give up all the maddness, be it Reuplican or Democrate ( I hate even capitalizing their names). Tell me why I should stay after the years of punishment from Gov. Byrne thru to the mess we are in now!! Why??
varano fan
2:54 pm on Friday, March 22, 2013
@Foggyworld. George Gilmore organizes contributions as chairman to funnel into campaigns, so his law firm gets the law contracts. He uses the same strategy for influence peddling for Ashbritt. Amato answers to Gilmore.
W.L. Ehrhardt
5:17 pm on Friday, March 22, 2013
This the site for the most honest 3 minutes of television...
http://www.safeshare.tv/w/UAGOcLSuLX
Cartman
7:58 pm on Friday, March 22, 2013
WOW............that was awesome.
shorecorruption
11:21 pm on Saturday, March 23, 2013
The truth.
Ray Pfeuffer
5:54 pm on Friday, March 22, 2013
Called Dept. of Banking and Insurance several times about not receiving Selective Insurance"s adjusters report. Her visit was back in December. One person told me to call NFIP, another told me two different times he'd get the report to me. Never heard back.
Cartman
6:27 pm on Friday, March 22, 2013
Ray, our friends have Selective and the ins. co. was great to them. They called the day of the storm and rec'd. their check 30 days after sandy. As of today, they rec'd the largest claim check within our circle.
charlotte
6:58 pm on Friday, March 22, 2013
Cartman-
Your friends were obviously inland or non-restricted areas as I don't know of many inspections that occurred within 30 days of Sandy in our area. In fact, residents couldn't visit their homes without sitting in a line of traffic that allowed approved residents in between 8 - 3. (Exception - the politically connected - check out you tube.)
jim
10:39 pm on Friday, March 22, 2013
same here; Selective was prompt and paid well.
Cartman
6:22 pm on Friday, March 22, 2013
Julie, elevators ! Really ? ? ? ? People don't have the $$$$$ to rebuild as it is and you suggest elevators.........your sarcasim is not appreciated at this time.
Ray Pfeuffer
7:42 pm on Friday, March 22, 2013
Cartman-My comment was more about the Dept. of Banking and Insurance.
MRX
7:16 pm on Friday, March 22, 2013
Christie Predicts FEMA Will Scale Back Flood Maps
I guess our Governor should get a job on the boardwalk reading palms and cards. I'll be the first customer to find out when I can get back to my house in Ortley.
Martin
7:23 pm on Friday, March 22, 2013
We get the shaft, not the elevator! Protest rally Sunday 12 noon to 2PM, Brick Munic. Bldg. (all towns' residents welcome).
From Manahawkin to Woodbridge, towns and/or large groups of property owners are rebelling against FEMA's erroneous flood zone maps, extravagant home-elevation heights and exorbitant annual insurance premiums. Get the facts at StopFemaNow.com or at Facebook.com/StopFemaNow. Bring a friend on Sunday.
Our voices will be heard from Trenton to Washington -- where Congress must amend the misguided 2012 Biggert-Waters Act that empowers FEMAto bail out its Katrina debt with OUR money. "Stop FEMA Now" and save our Shore communities!
charlotte
10:22 pm on Friday, March 22, 2013
It is with disgust that I believe that almost every political decision is made not in the interest of the citizen but in the interest of "friends". This taxpaying - traditional republican - family is done.
Senior Citizen
10:33 pm on Friday, March 22, 2013
GRANT MONEY FOR RESIDENT NOTHING WRONG WITH THAT IT IS THERE PRIMERY HOME AND I REALLY FEEL FOR THEM ESPECIALY THOSE WHO DO NOT HAVE FLOOD INSUEANCE This program they have is limited to primary residences;
vacation homes or non-primary residences are not eligible for CDBG-DR
funds. In addition, another program offers grants of $10,000 to eligible homeowners
who are facing significant short-term pressure to sell or abandon their
properties to incentivize them to remain as part of the fabric of their communities.
How is this fair since more than 70 % of the Barrier Island who own homes, there are not primary residences. We pay the same tax as primary residences and spend our money in the same stores and restaurant which helps to support there economy”. Most of us saved our entire lives to buy a homes there and we are not rich .We also pay for flood insurance but we do not get the same payout as primary residence because we are not full time resident. not to mention claims are being shifted to other adjusters it is now 3 1/2 months many people still have not gotten paid. They are sending adjusters back out and you have to give a written content loss again . Yet they want us to stay and rebuild Isn't's that the primary reason the Governor is in a rush to rebuild the boardwalk and the businesses.
Can you please tell me who is eligible for this 10,000 grant. Non resident need help also to rebuild. Take a good look at the Barrier Island maybe 5% are rebuilding.
Jim Fulcomer
9:20 am on Saturday, March 23, 2013
JIM FULCOMER
It seems Governor Christie is now beginning to realize that the "science" behind the maps that he adopted for New Jersey is very flawed, justifying velocity zones in Barnegat Bay on three foot waves that do NOT exist. He should initiate a state law suit against the faulty zones using studies that already have been made at Rutgers University by at least one professor with real expertise in the field.
He also should issue an executive order to build dunes at Island Beach State Park.
If dunes had existed at Island Beach State Park during Super Storm Sandy, many
recently damaged homes would NOT have been flooded. Also, if our governor rightly argues that people should grant easements for dunes, he should set the right example for them by building dunes at Island Beach State Park. It is hypocritical for the state to encourage dunes on or near private property and then to fail to build dunes on state property.
tlc
9:38 am on Saturday, March 23, 2013
3 to 5 houses are for sale on every block now. Damage from Sandy was probably in the 20 to 30,000 dollar range. Damaged caused by Christie, Fema ,Biggert Waters is probably in the 100 to 150000 dollar range. Seems the Gov is backpedddling now to save face. For those that say I dont want to pay for this or that be careful what you wish for and my guess would be that you would be first in line for any kind of goverment aid. This link shows a history of disaster declarations by each state. The numbers indicate that NJ is pretty low on the list.
http://www.fema.gov/disasters/grid/state-tribal-government
NJ has helped pay for disasters all over the country without complaint from "most" people for years.
Cartman
10:07 am on Saturday, March 23, 2013
Thanks for the info. Tic.
Most people on these sites aren't aware NJ has contributed to disasters all over the country. In 2009, Atlanta, had a severe flood. Homes, streets, major highways, etc. The roller coaster at 6 Flags was practically emerged. Some counties had 20 feet of water in GA. We helped with that bill. Tornado alley, katrina, earthquakes, mud slides and forrest fires in CA. NJ contributes funds to all. As a nation, we help each other. And don't you dare post me back re: sandy victims ! We're all victims of some type of disaster.
Rob
10:18 am on Saturday, March 23, 2013
Since the storm I have spoken to many people who lost there house-- total loss and many or should I say all say they have full coverage ,but not one of them said when their check came through it never covered the amount the property owner had it insured for . Now if they rebuild they need a loan or go into savings. Where is the Gov insurance Commisioner. This is another failure of the government and the local polititians do not stand behind anyone ,the only ones that might help is 7 on your side. High insurance rates and low pay back. Last year my normal homowners rates went up and they said because the coverage was increased by them not me. I told them I do not want higher coverage because it would be $100,000 less to build a new house the same sq foot. There reply the insurance Companies have been given permission by the STATE GOVERNMENT to increase the rates. I do not have a mortage ,nor will I ever buy flood insurance again. Sandy did me a favor the worst storm in 100 years ,very little damage just insulation $600 under crawl space did it my self and had $1000 deductable. Will keep Homeowners so we can not be open for a law suite if someone falls on the property or a real Hurricane ,then they may pay for wind damage. This all comes down to the peoples failure to allow their local Gov. and State Gov. not to protect the people in this state. You have know one to blame but ourselves, as they say the buck stops here.
Sue
10:19 am on Saturday, March 23, 2013
They're not "tough new maps" - they're erroneous, slap-dash "advisory" maps based on faulty calculations. Why should we all pay more for excessive elevation heights and exorbitant annual premiums because of FEMA's fuzzy math?
Protest rally SUNDAY, March 24th, 12 noon to 2 PM, Brick Munic. Bldg., 401 Chambersbridge Rd. (all towns welcome) will answer your questions. Details at StopFemaNow.com
clamdigger
10:51 am on Saturday, March 23, 2013
do you have anything substantial to back yourself up?
Previously in another thread here on the patch I commented that personal opinions and the argument of "we know better because we live here" is a not going to take you too far.
If that is going to be the main point of your collective argument without scientific evidence or facts along w/ qualified professionals (and not people who do this as a hobby) to back you up you'll be fighting a losing battle.
The gov'ts facts, figures, maps, theories and professionals will "of course" be the best of the best w/ years of qualified experience to "back them up". The argument of "we live here, we know better" will not carry much weight. They will bring "proof" the sea level is rising, will continue to rise through the years and future storm scenarios will be played out through well made power point presentations w/ high tech graphics and scientific conjecture all of which will have the FEMA and other Gov't reps convinced this is written in stone for the future.
Your counterpoint arguments will need to be equally prepared, currently relevant and as high tech and hopefully the reps will be equally interested in your presentation as that of FEMA. Personal opinions and observations by unqualified residents will have little impact if any. Cold hard documented facts will be your only weapon, if you're lucky. I certainly hope your group has some real credible experts coming to assist you in this fight
proud
1:54 pm on Saturday, March 23, 2013
@clamdigger, the modeling with respect to wave activity is not complete. Every municipality SHOULD be supplying FEMA with the best available engineering if they want to salvage their rapidly diminishing tax base
clamdigger
8:46 pm on Saturday, March 23, 2013
to proud;
YES you are correct and the governor and his cabinet should be sitting down with the most qualified private sector experts they can find to assist all the towns/counties/residents involved, but in the long run I see this becoming a huge responsibility of the residents involved to act on their own within their neighborhood (pooling their resources) as a "sub-group" gathering all necessary information (and backing it up/copying so it doesn't get "lost") and passing it along to the next level so all of it can be processed accordingly to substantiate the feeling of "We live here, We know better".
I believe the residents who have decades of living in their respective neighborhoods know (deep down) what their areas are subjected to and what the risks really are but a gov't entity is not just going to take the word of the people as fact.
personally I'd like to see everyone who has paid into their insurance get their money as well as for the gov't come up w/ a reasonable solution so something like this never happens again. There needs to be some sort of middle ground, safer than it was, but not to the extreme they are hinting toward unless you are "on the water".
I'm a firm believer in live and let live but if you choose to live on an earthquake fault, you shouldn't be surprised at the cost of an ins. premium or expect considerable compensation if there is a quake just because you "love the area" or "the view".
Good luck.
proud
12:16 pm on Sunday, March 24, 2013
@ clamdigger, prior to the release of the preliminary maps expected in August, municipalities that are NFIP participants will be provided with a work map to identify "obstructions" to wave activity within their boundaries. It is to the benefit of the municipalities and their residents to provide FEMA with "solid" information that can be included in the overland wave propagation component of the forthcoming maps. The "advisory" maps (ABFE) are void in this regard. Without correct information, the maps will be inaccurate and could result in huge increases in flood insurance in a vast portion of our region. Thae impact of that will severely damage an already battered economy, and that will affect EVERYONE, not just those in the flood plain (SFHA).. Correct mapping that includes obstructions in ALL communities and a continuous dune system on the barrier islands may be the only saving grace, unless, of course, residents are content with waiting twenty, thirty, or fifty years for the "shore" to gentrify or re-gentrify, as it were.
PPNB
11:08 am on Saturday, March 23, 2013
These are desperate people under extreme stress. It is unforgivable that the government has left them in no mans land.
Sue
7:24 am on Sunday, March 24, 2013
Professional engineers have shown that the std. ASCE formula for wave heights was not correctly applied or calculated in NJ.
Just as with the exorbitant annual insurance premiums, FEMA's "overkill" is meant to bail it out of its Katrina debt with private-sector money (NJ homeowners' money).
The unintended impact of the 2012 Biggert-Waters Act will be mass abandonments and foreclosures, because few can afford $50,000 to $150,000 to raise a house or $30,000 yearly insurance costs. Congress must amend the misguided law that empowered FEMA to sock it to 20% of the US (Ohio River Valley, Missouri, etc. and all coasts). The facts are on our side, the side of common sense and fairness. StopFemaNow.com
Mike NJ
1:25 pm on Saturday, March 23, 2013
Let me see if I under stand. Your all are well informed. Have a extensive knowledge and claims experance with FEMA and NFPI. Have reviewed the Katrina claims. Are the new working class you know don't pay incomtax above 8%. High taxes on your shore homes and cry all the way to your Trust and investment Banker. You left Oboma care out in your crying. Welcome to our little poor world with no shore homes and high taxes. By the way I will just send my wallet this summer. Enjoy the view
Mike NJ
9:05 am on Sunday, March 24, 2013
Focus what it is. 50 percent. Its what they have done elsewhere.Residents whose homes were more than 50 percent damaged by the storm can qualify for up to $30,000 for Increase Cost of Compensation (ICC) grants. They may also receive funds from federal Hazard Mitigation grants, if the municipality is selected to receive them. FEMA only make local and state govement whole. Your getting a lot done that needed repair wiithout useing local tax dollars. If your community dose the proper paper work. Insurance Companies told you the day was coming back in 2008. When they dropped you or raised your rate.
Patty Bulletin
9:31 am on Sunday, March 24, 2013
Enough already ? Is this ever going to end ? I wonder how much change will have taken place when sandy turns a year old ! Katrina occured 7 years ago and their not done rebuilding. How long do you plan on waiting ? Is a view that important ?
Not to me.
tlc
11:20 am on Sunday, March 24, 2013
Quote : Is a view that important ? Let me change this a little to help you understand
Is a HOME that important? YES