Tonysoprano_62
-
The Basics
-
Tonysoprano_62 on Patch
-
More Stuff
Comments
-
On the article Move to Halt Flood Insurance Rate Hikes Blocked By Pa. Senator
-
On the article Christie on Delays in Sandy Aid: 'Please Be Patient'
Tonysoprano_62
11:30 am on Sunday, February 10, 2013
ReplyMost will have completed their construction without building permits. After all who can wait for an estimate and plans from a company to raise your home? ICC funds are fully disbursed when the job is completed and you have a C of O. Block Grants will help defer some out of pocket expenses and will come sooner. Many are hitting roadblocks because the new ABFE'S have not yet been adopted by FEMA so the "Substantially Damaged," letter is being pushed aside. ICC will not necessarily take into account the new elevation levels. So we remain in the middle being told by the township we have to go up yet it is too early in the process to get any money. Finish your homes, when of course the insurance companies and mortgage companies are through milking all the short term interest possible, get back in your home, clear your head and apply for everything under the sun. The taxpayers forked over billions of dollars and hundreds of millions more were raised from a very generous population not to be squandered by an electorate peeling dollar bills off the endless rolls of red tape.
If you are interested check out this site. Some members have provided valubale information. http://www.facebook.com/pages/Rise-Up-TR-Sound-Board/144428685711908?ref=ts&fref=ts -
On the article Property Owners Impacted by Hurricane Sandy Seek Answers at FEMA Workshop
Tonysoprano_62
10:36 pm on Tuesday, January 29, 2013
ReplyI'm hearing but can't confirm some towns are not allowing people to move houses. For example if you live on a bay or lagoon and you are now in a V zone and need pilings you can't just move your house into the road or on a "canal" if there is no room on your property. Which means a tear down is necessary. Are you kidding me?
-
On the article Property Owners Impacted by Hurricane Sandy Seek Answers at FEMA Workshop
Tonysoprano_62
1:50 pm on Monday, January 28, 2013
ReplyWe may have to face the stark reality we will be required and that it is in our best interest to raise our homes. We cannot brush aside the fact this did happen, we were impacted and it could happen again. That being said we are a major part of the present and future tax base of our municipalities. The enforcement of the new ABFE’S to the letter will no doubt place emotional and financial strai...ns on all of us. I am calling on the elected officials of the affected municipalities or counties to put forth a proposal for the issuance of a “Bond” to cover any out of pocket expenses incurred by its citizens/homeowners in the effort to comply with the newly established elevations. These funds will be distributed after all other insurance and grant options have been exhausted. No one should have to get a loan or dig into their child’s college fund. Many residents in these communities have little or no equity in their homes and may even be in an upside down situation. Why would they add another thirty to seventy thousand dollars on top of it? The argument for walking away is a strong one under these circumstances. We want to stay and it is in the best interest of all parties involved that we do. Help us stay.
-
On the article New Jersey to Adopt FEMA's Flood Elevation Maps, Christie Says
Tonysoprano_62
1:49 pm on Monday, January 28, 2013
ReplyWe may have to face the stark reality we will be required and that it is in our best interest to raise our homes. We cannot brush aside the fact this did happen, we were impacted and it could happen again. That being said we are a major part of the present and future tax base of our municipalities. The enforcement of the new ABFE’S to the letter will no doubt place emotional and financial strai...ns on all of us. I am calling on the elected officials of the affected municipalities or counties to put forth a proposal for the issuance of a “Bond” to cover any out of pocket expenses incurred by its citizens/homeowners in the effort to comply with the newly established elevations. These funds will be distributed after all other insurance and grant options have been exhausted. No one should have to get a loan or dig into their child’s college fund. Many residents in these communities have little or no equity in their homes and may even be in an upside down situation. Why would they add another thirty to seventy thousand dollars on top of it? The argument for walking away is a strong one under these circumstances. We want to stay and it is in the best interest of all parties involved that we do. Help us stay.
-
On the article Property Owners Impacted by Hurricane Sandy Seek Answers at FEMA Workshop
Tonysoprano_62
8:34 am on Monday, January 28, 2013
ReplyFloodgate, I totally agree. I'm ready for cabinets, floors and appliances. Do I go up now? How high? We need clarity and direction. A blueprint would be nice. We have never been through this before and have once chance to get it right. I started a Facebook page on this very topic and there is some good information there. It's getting more and more interest daily. Strength in numbers so I hope you'll join me.
http://www.facebook.com/pages/Rise-Up-TR-Sound-Board/144428685711908?ref=stream -
On the article New Jersey to Adopt FEMA's Flood Elevation Maps, Christie Says
Tonysoprano_62
1:56 pm on Sunday, January 27, 2013
ReplyImportant information from the Toms River meeting yesterday. I met with the Engineering Department because I needed clarity on the fact that although my insurance settlement is just over 50% of my land improvement value or the house only value on my 2012 taxes my insurance company did not declare my house as substantially damaged. The reason being is the estimated total cost to rebuild my house is hig...her than that of the assessment value from the township putting me under 50% according to my flood insurance carrier. Therefore I would not be eligible for the 30K or so I thought. They said, "As long as you have a letter from us saying you are substantially damaged you qualify for the ICC monies." I just didn't want to get caught in the middle. I would like to verify this from another source to be sure. This is extremely important to many.
-
On the article Registration Full For Toms River FEMA Workshop
Tonysoprano_62
7:53 pm on Saturday, January 26, 2013
ReplyImportant information from the Toms River meeting today. I met with the Engineering Department because I needed clarity on the fact that although my insurance settlement is just over 50% of my land improvement value or the house only value on my 2012 taxes my insurance company did not declare my house as substantially damaged. The reason being is the estimated total cost to rebuild my house is higher than that of the assessment value from the township putting me under 50% according to my flood insurance carrier. Therefore I would not be eligible for the 30K or so I thought. They said, "As long as you have a letter from us saying you are substantially damaged you qualify for the ICC monies." I just didn't want to get caught in the middle. I would like to verify this from another source to be sure. This is extremely important to many.
http://www.facebook.com/pages/Rise-Up-TR-Sound-Board/144428685711908?ref=ts&fref=ts -
On the article New Jersey to Adopt FEMA's Flood Elevation Maps, Christie Says
Tonysoprano_62
7:27 pm on Saturday, January 26, 2013
ReplyI already started a facebook page - please jump on and click "Like." Strength in numbers. We need to get organized or at least have a meeting place.
Please post comments and information.
http://www.facebook.com/pages/Rise-Up-TR-Sound-Board/144428685711908?ref=ts&fref=ts -
On the article New Jersey to Adopt FEMA's Flood Elevation Maps, Christie Says
Tonysoprano_62
12:00 pm on Saturday, January 26, 2013
ReplyFloodgate
I understand your emotions are running high so I'll "fuggettabout" the stereotype and speak to the point you make which is a good one. We need to get names of property owners and dwellers on a petition. We can also consider running candidates in the local elections as let's say members of the "Elevation Party." This is a classic example of a government gone wild. This is what will occur and the exact opposite of a Laissez-faire society. Insurance companies lost now they want to recoup which is fine but they are the only game in town and that's not fine. No competition creates a breeding ground for what we are experiencing now. Hopefully, their is not a government takeover of the house raising business.
Tonysoprano_62
2:07 pm on Wednesday, May 15, 2013
What about "consequence" for the federal government? They decided to get in the insurance business and be the sole provider of flood insurance. They set the ABFE'S and the premiums and now they want to recoup their losses? In the real world they would run the risk of losing policyholders due to higher premiums and eventually be out of business. But they're the only game in town. It is now essentially blackmail. Raise your house or will be subject to higher insurance premiums. Then I won't get insurance. Then your mortgage company can call the loan because you broke the contract. Then I will raise my house. How much is it? 50K, Then why pay my mortgage? Wait a few years until they foreclose and pocket the money and move to a retirement community on higher ground. Good plan huh?